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Financial Planning Process

Our comprehensive, in-depth approach seeks to reflect all of your priorities and specific life circumstances. We use a four stage process to develop your financial plan.

Discovery and organization

We begin building your financial picture by asking questions regarding your thoughts, feelings, fears and experiences. We provide you with a personal financial website to organize the details and agreed upon assumptions to be used in your financial plan.

Planning and prioritizing

Here we clarify and prioritize your financial goals as well as quantify where you are versus where you want to be.

Our personal advisory team will be coordinated to address your priorities and the gaps which may exist in the following six planning areas:

  1. Financial Position
  2. Protection Planning
  3. Investment Planning
  4. Income Tax Planning
  5. Retirement Planning
  6. Estate Planning

Strategies and solutions

Your personal advisory team now puts into place a very specific and customized course of action. CAFG is an independent wealth management firm. This independence allows us to be completely client-centered and able to make non-biased recommendations that are right for you. One of our greatest responsibilities is the continual due diligence, market research and analysis that is necessary to identify opportunities deemed to be in the client’s best interest.

Monitoring and Adjusting

This stage is perpetual. We continually retrace our steps and look at what we have learned and recommended in the prior three stages. Adjustments are implemented to best reflect agreed upon assumptions, investment risk / return profile and priority of objectives.